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Check the rough number
Use the borrowing-capacity calculator as a first filter, not as the destination.
Open calculatorMortgage. Escrow. Building checks. Healthcare. Plumbing. Paperwork. Every part of moving to Portugal has cracks, and we know where they are, before they break you.

Don't ask 'how do I succeed?' Ask 'what could go wrong?', and systematically avoid those things.
Charlie Munger
Everything that can go wrong will go wrong.
Murphy's Law
Hope for the best. Plan for the worst. Live the difference.
Old proverb
It is not what you don't know that gets you. It's what you know for sure that just ain't so.
Mark Twain
The deposit
What can go wrongThe risk
Money out, no way back.
In Portugal it's normal to pay 10–20% deposit straight to the seller. If the seller disappears, getting your money back can take years, if it ever comes back at all. Once the money leaves your account, it's at risk.
The GoodMove answer
Regulated escrow.
We hold your deposit in a third-party law firm account, ring-fenced and regulated. Funds move only when the contractual conditions are met. If the deal falls through, your money comes back.
GoodMove solutionThe mortgage
What can go wrongThe risk
Approved? Then suddenly not.
The bank says yes. The clock ticks. The approval doesn't come. The deal collapses on closing day, and the deposit you put down is on the line. Foreign income, in Portuguese, is the part most banks get wrong.
The GoodMove answer
Six banks. One file.
Confirm what you can borrow before you ever make an offer. We translate your foreign income into a file Portuguese underwriters can read, and run it through six banks at once, so you see real numbers, not the headline rate.
GoodMove solutionCalculator, regions, and document review now sit under the mortgage problem. The wider GoodMove site stays about the whole move; this is the focused track for buyers who need finance.
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Use the borrowing-capacity calculator as a first filter, not as the destination.
Open calculator02
Region benchmarks belong here because location changes price, deposit pressure, and bank appetite.
Compare regions03
Already know your numbers? Upload directly. Or start with the calculator to get oriented first.
Send documentsThe property
What can go wrongThe risk
What the plaster hides.
Illegal extensions. Missing habitation licences. Damp behind the plaster. Wiring that wouldn't pass anywhere else. Most buyers find out on key day, when it's already someone else's house, and someone else's problem.
The GoodMove answer
Independent surveys.
A licensed Portuguese engineer walks the property and gives you a plain-English report with every crack, every licence, and every line of wiring, plus a renegotiation number on the front page, if it matters.
GoodMove solutionThe doctor
What can go wrongThe risk
A new system. In a new language.
SNS, ADSE, private hospitals, English-speaking specialists, the right paediatrician within 30 minutes of your house. Portugal's health system is a maze if you weren't born inside it. The wrong queue can cost you months.
The GoodMove answer
Bilingual concierge.
Our healthcare concierge handles SNS registration, books your specialists, translates your records, and matches you to private clinics that speak your language. One number, on call, before you need it.
GoodMove solutionThe everyday
What can go wrongThe risk
A leak at 11pm. A plumber in three weeks.
Finding a tradesman you can trust in a country you just landed in is brutal. Wrong number. Quote and disappear. The handyman who comes to look and never comes back. Small problems become large ones while you wait.
The GoodMove answer
A vetted network.
Pre-vetted plumbers, electricians, builders, painters and handymen. Set rates. One number. We dispatch, we follow up, we hold the standard. You get the fix, not the chase.
GoodMove solution06 / The operation
GoodMove is operated by LX Launch, a Lisbon venture builder, in collaboration with Fresh Legal Group, Portugal's largest expat-focused legal firm, and a carefully curated bench of partners across health, trades and finance. One file. One team. Every part of your move.

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Portugal's largest expat-focused legal firm. Property law, residency, tax structuring, NHR/IFICI, under one roof, alongside your move.

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The Lisbon venture builder operating GoodMove. AI-assisted file preparation, product engineering, and the people who answer your email.

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The fund backing the technology and the talent behind GoodMove, and a carefully curated bench of partners across health, trades and beyond.
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We prepare applications for Portuguese banks already lending to international buyers, and run your file through all of them at once.
A real conversation with someone who's moved their own clients through this. About your situation, your timeline, and whether GoodMove is the right fit. If we're not, we'll tell you.


One team for every part of your move to Portugal. Operated by LX Launch in Lisbon.